How Much Can I Afford? Tips for Homebuyers

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

1. Calculate Your Budget

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

2. Consider Your Down Payment

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

3. Assess Your Debt-to-Income Ratio

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

4. Explore Mortgage Options

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

5. Get Pre-Approved

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

6. Factor in Other Costs

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!

Conclusion

The Ratfield Team - Dedicated to Customer Service

A real estate professional since 1999, Pamela is known for integrity, diplomacy, sincerity and being an overall true real estate professional. With over 21 years of real estate experience, Pamela has always focused on setting a standard of unparalleled customer service and the building of long term relationships. She has first and foremost strived to be someone in whom her clientele and colleagues can put their trust and faith in.

Pamela has extensive experience in all areas of real estate including residential, land, commercial, property management, multi-family and new construction. Pamela uses her unique negotiating insights to tirelessly advocate for her clients. When working with buyers and sellers, Pamela is assertive and effective without being too aggressive. Above all, Pamela values relationships over transactions, and much of her business comes from repeat clients and referrals and is here for the entire journey!